As the school season is in full effect, it’s a great reminder to revisit the basics—especially when it comes to managing your business finances. At Bank of Central Florida, we are dedicated to helping our clients succeed by providing transparent, high-tech banking solutions and personalized service. Let's dive into the ABCs of business banking to ensure your financial journey is as smooth and successful as possible.
A is for Accounts
Business Checking Accounts
A solid foundation starts with the right account. Our Business Checking Accounts offer:
- Refund of all ATM withdrawal fees on the same day of posting.
- Monthly maintenance fees waived if average daily balances exceed $1,500 or $2,500, depending on the account type.
- Full array of Treasury Management services.
- Eligibility for various entities including non-profits, sole proprietorships, and government agencies.
We believe in making banking straightforward and efficient, so you can focus on what really matters—growing your business.
B is for Benefits
Credit Cards
Boost your buying power and manage expenses efficiently with our Business Credit Card:
- Earn 1% cash back on rewards, up to $1,000 annually.
- Real-time control over card limits and transactions.
- Online expense management portal to streamline supervision.
Loans and Lines of Credit
Whether you need funding for real estate, equipment, or working capital, our commercial loans are designed to meet your specific needs with quick decision-making and clear communication:
- Commercial real estate loans for purchase, build, or renovation.
- Term loans for equipment purchases or business acquisitions.
- Working capital lines of credit for daily cash flow needs.
All loans are subject to standard credit approval procedures.
C is for Convenience
Business Mobile Banking
Manage your finances on-the-go with our Business Mobile Banking app:
- Deposit checks and view images from your mobile device.
- Pay bills, view transactions, and manage ACH files.
- Access and approve Positive Pay items.
Online Banking
Our Online Banking services offer comprehensive financial management tools:
- Transfer funds, run specialized reports, and export data.
- Initiate wire transfers, pay bills, and stop payments.
- Monitor account balances and transaction information.
D is for Dedication
At Bank of Central Florida, our commitment goes beyond transactions. We anticipate your needs and ensure you are informed and empowered at every turn. Our local bankers are well-versed in the community, offering personalized attention and expertise. We are dedicated to providing innovative solutions to help you navigate the complexities of business banking.
E is for Excellence
Our core values drive everything we do:
- Client Focused: We prioritize your satisfaction and respond swiftly to your needs.
- Entrepreneurial: We seek innovative solutions tailored to your business.
- Self-Managed: We hold ourselves accountable, ensuring efficiency and reliability.
- We Care: About our clients, each other, and our community.
Community Impact
Beyond banking, we invest in our community, providing over $225K in local donations in 2021. Our commitment to service excellence and community involvement sets us apart.
Conclusion
Navigating the world of business banking doesn't have to be complicated. At Bank of Central Florida, we make sure you have the tools and support needed for success. From foundational
accounts to advanced financial management, our team is here to guide you every step of the way. Remember, when you bank with us, you’re not just a client—you’re part of our community.
Ready to get started? Connect with our Relationship Managers today and let's propel forward together.
For more detailed information about our products and services, visit our Business Banking Solutions.
Disclaimer: All accounts, loans, and services are subject to standard approval procedures and terms. For more information, please contact Bank of Central Florida.