Personal Checking Accounts

Write, swipe or click!  Our checking products accommodate the method you utilize to make purchases through check writing, debit card use and online banking. Match your current financial needs with the tailored features of one of our convenient checking account options. Consult with a private banker to find the account that best fits your personal financial situation.

Intelligent Checking

This premier account rewards you for maintaining and growing your relationship with Bank of Central Florida.

Benefits

  • Unlimited check writing and free standard checks
  • Free Online Banking with Bill Pay
  • Free MasterCard™ check card
  • No fees at Bank of Central Florida ATMs or at any Publix Presto! ATM
  • Free imaged monthly bank statements and checks
  • Free traveler’s checks and cashier's checks
  • Higher interest earning account

Quick Facts

  • $500 minimum deposit to open
  • $10 monthly maintenance fee if average daily balance falls below $1,500
  • Monthly maintenance fee waived with combined average ledger balances in all non-time deposit accounts of $15,000 or more

Senior Checking

If you are age 62 or over, enjoy the benefits of Senior Checking and earn a competitive interest rate on your funds.

Benefits

  • Unlimited check writing and free standard checks
  • Free Online Banking with Bill Pay
  • Free MasterCard™ check card
  • No fees at Bank of Central Florida ATMs or at any Publix Presto! ATM
  • Free imaged monthly bank statements and checks
  • Free traveler’s checks
  • Higher interest earning account

Quick Facts

  • $100 minimum deposit to open
  • No monthly maintenance fee

Personal Checking

This easy-to-maintain checking account is packed with value to save you time and money.

Benefits

  • Unlimited check writing
  • First order of standard checks free
  • Free Online Banking with Bill Pay
  • Free MasterCard™ check card
  • No fees at Bank of Central Florida ATMs or at any Publix Presto! ATM
  • Free imaged monthly bank statements and checks
  • Interest earning account

Quick Facts

  • $100 minimum deposit to open
  • $10 monthly maintenance fee if average daily balance falls below $500
  • Monthly maintenance fee waived with combined average ledger balances in all non-time deposit accounts of $15,000 or more